レベル別の英語ニュース

American Mortgage Rates Climb Past 7 Percent and Push Homes Further Out of Reach

The average rate on a 30-year fixed American mortgage rose above 7 percent in the week of September 20, 2026, its highest level since January 2025, after the Federal Reserve lifted its benchmark rate to a target range of 3.75 to 4 percent. Almost half of US metropolitan areas now require a household income of 100,000 dollars to qualify for a loan on a median-priced home, up from just 6 percent of metros in 2019. Builder confidence has fallen back to its weakest reading since late 2022.